Sheri Fitts, marketing Guru of The Standard, and I put on a webcast which detailed the steps an advisor can take in assisting their clients in winding their way through the maze of ERISA issues that 403(b) plans need to deal with. This webcast includes some thoughts on moving a plan from non-ERISA status
March 2010
BNA’s “Insurance Guarantees In Defined Contribution Plans” Published
By Robert Toth on
Posted in Lifetime Income, Lifetime Income Published Papers
BNA’s Tax Management Advisory Board published memorandum as an “Advisory Board Analysis” last week, “Income Guarantees in Defined Contribution Plans.” It speaks in some detail of the technical issues confronting the provisions of annuities through a defined contribution plan.
Continue Reading BNA’s “Insurance Guarantees In Defined Contribution Plans” Published
The Beer Napkin Annuity: An Answer to “Pension Envy”?
By Robert Toth on
Posted in Uncategorized
Well, technically, we didn’t write this idea on the beer napkin, but the thought occurred to us to do so as David John and I were sitting in a restaurant at Union Station quaffing one or two. The beer napkin was too wet to write on, but here’s the idea as best I remember it.
The Rubber Finally Hits the Road: The AICPA 403(b) FAQ Confirms Our Fears
By Robert Toth on
Posted in 403(b)
The independent auditor is really at the heart of the growing storm in the 403(b) world. For all the problems and challenges caused by the tax regulations, they really pale when compared to what has to happen on the ERISA Title 1 side of things as employers and the market attempt to transform to an…