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The Business of Benefits

Making Sense of Retirement Plan Layers and Complexities

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The Secret World Of “API” and Beyond: Technology Driven Retirement Plan Challenges

By Robert Toth on June 21, 2021
Posted in Plan Administration

Conni and I have lurked in the netherworld of retirement plan administration for decades now, working on those things nobody ever sees. One of the ways we explain what we do to friends and  family is with a story about their own 401(k) and 403(b) plans. What we tell them is that when they go…

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Toth Law and Applied Pension Professionals support service providers who develop, distribute and maintain retirement plan products and services, as well as fiduciaries, boards, plan sponsors and individuals using these products. We provide unbiased advice related to complex product issues, ongoing administration and process improvement, and plan corrections.

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Photo of Robert TothRobert TothPrincipal

Bob Toth has more than 35 years of experience in employee benefits law. His practice focuses on the design, administration and distribution of financial products…

Bob Toth has more than 35 years of experience in employee benefits law. His practice focuses on the design, administration and distribution of financial products and services for retirement plans.

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Photo of Conni TothConni TothManaging Pension Consultant

Conni Toth, co-founder and managing consultant for Applied Pension Professionals, LLC, brings more than 25 years of experience in retirement planning to the financial…

Conni Toth, co-founder and managing consultant for Applied Pension Professionals, LLC, brings more than 25 years of experience in retirement planning to the financial services industry.

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