Skip to content

Menu

Published By Toth Law & Toth Consulting
HomeBioOur ServicesContact
Search
Close

The Business of Benefits

Making Sense of Retirement Plan Layers and Complexities

annuity 408(b)(2)

Subscribe to annuity 408(b)(2)

Insurance Company General Account DC Investments and the 408(b)(2) Conundrum: Balancing Capital, Liquidity and Transparency

By Robert Toth on August 3, 2010
Posted in Lifetime Income

One of the most maligned and misunderstood, yet one of the most valuable, DC plan investments is the the insurance company general account investment-typically referred to as the “fixed fund,” the “guaranteed fund,” or even sometimes the “stable value fund”(in some of its iterations). These funds guarantee principal and a certain rate of return over a stated period of time. These funds usually (except in an inverted yield environment) provide a much higher rate of return over money market funds, while providing a measure of security of which money market funds can only dream. if the insurance company properly balances liquidity with the rate of return, it is an invaluable offering.…
Continue Reading Insurance Company General Account DC Investments and the 408(b)(2) Conundrum: Balancing Capital, Liquidity and Transparency

More Resources
Podcasts

Firm Focus

Toth Law and Applied Pension Professionals support service providers who develop, distribute and maintain retirement plan products and services, as well as fiduciaries, boards, plan sponsors and individuals using these products. We provide unbiased advice related to complex product issues, ongoing administration and process improvement, and plan corrections.

Stay Connected

Subscribe via RSS Subscribe via RSS
Bob Toth on LinkedIn Bob Toth on LinkedIn
Conni Toth on LinkedIn Conni Toth on LinkedIn
Robert TothRobert TothPrincipal

Bob Toth has more than 35 years of experience in employee benefits law. His practice focuses on the design, administration and distribution of financial products…

Bob Toth has more than 35 years of experience in employee benefits law. His practice focuses on the design, administration and distribution of financial products and services for retirement plans.

Show more Show less
Conni TothConni TothManaging Pension Consultant

Conni Toth, co-founder and managing consultant for Applied Pension Professionals, LLC, brings more than 25 years of experience in retirement planning to the financial…

Conni Toth, co-founder and managing consultant for Applied Pension Professionals, LLC, brings more than 25 years of experience in retirement planning to the financial services industry.

Show more Show less

Topics

Archives

Recent Posts

  • The Hidden Importance of Plan Administration in Time of Tragedy
  • Pooled Employer Plans Are Nearly Upon Us: A Review of the Glossary May Help With Your Assessment
  • The DOL’s Final ESG Investment Rules May Force Reassessment of “Church Plan Status” for Some Organizations
  • Remember, Some Sorts of Compensation Is Flat Out Illegal, Not Just “Prohibited”
  • The IRS’s New 457(b) Resource Guides on Non-Compliance
Law Office of Robert J. Toth, Jr., LLC
110 W. Berry, Ste 2106
Fort Wayne, IN 46802
Phone: (260) 387-6827
Fax: (260) 387-7485
Email: rjt@rtothlaw.com
Subscribe via RSS Bob Toth on LinkedIn Conni Toth on LinkedIn
Privacy PolicyDisclaimer
Copyright © 2021, Toth Law. All Rights Reserved.
Powered By LexBlog