Separate Accounts

Variable “Pooled Separate Accounts” Have the Ability to Competitively Provide Scale

By Robert Toth on August 1, 2017

Posted in Fiduciary Issues, Multiple Employer Plans, Separate Accounts

One of the most unique, flexible, and underutilized investment platforms in the 401(a) marketplace is the insurance company variable “pooled separate account” (the “PSA”). It may be the least understood investment platform, being buried in group annuity contracts….Why they are worth a look is because of the current discussions on MEPs and their alternatives, and the growing popularity of collective trusts. (They) can give plans access to well-priced investments, along with access to large numbers of unrelated funds and fund managers, which otherwise would not be available to them. …
Continue Reading Variable “Pooled Separate Accounts” Have the Ability to Competitively Provide Scale

Robert TothPrincipal

Bob Toth has more than 35 years of experience in employee benefits law. His practice focuses on the design, administration and distribution of financial products…

Bob Toth has more than 35 years of experience in employee benefits law. His practice focuses on the design, administration and distribution of financial products and services for retirement plans.

Conni TothManaging Pension Consultant

Conni Toth, co-founder and managing consultant for Applied Pension Professionals, LLC, brings more than 25 years of experience in retirement planning to the financial…

Conni Toth, co-founder and managing consultant for Applied Pension Professionals, LLC, brings more than 25 years of experience in retirement planning to the financial services industry.